Rivo vs Smile.io vs Marsello in 2026: Which Is Best?

Compares Rivo, Smile.io, and Marsello for loyalty and retention, covering features, pricing, omnichannel tools, and ideal use cases.
June 25, 2026
Team Rivo
rivo.io

Selecting the right loyalty program software shapes how effectively you convert one-time buyers into repeat customers. While Smile.io offers points and referral programs, Marsello delivers omnichannel marketing capabilities combining loyalty with built-in email and SMS. Understanding these fundamental differences, between Shopify-focused simplicity and omnichannel marketing automation, helps DTC brands choose the approach that aligns with their business model. For modern Shopify Plus merchants seeking comprehensive retention capabilities, Rivo's loyalty platform offers a comprehensive Shopify-native alternative.

Key Takeaways

  • Smile.io provides points-based loyalty and referrals, while Marsello combines loyalty with built-in email and SMS marketing for omnichannel retailers, and Rivo connects loyalty, referrals, cashback, and memberships in one Shopify-native platform.
  • Rivo explicitly lists paid loyalty tiers and subscription-based memberships on its pricing page, enabling brands to offer paid access-based benefits and recurring revenue.
  • Rivo's Plus plan includes Developer Toolkit and REST API access at $499/month, while Smile.io lists API access on its Plus plan at $999/month with annual billing.
  • Marsello prices by connected site, listing Loyalty Launch from $60/month per site USD and Loyalty Accelerate from $120/month per site USD, suited to multi-location retailers.
  • Rivo reports a 52x median ROI based on weighted case study medians, and says it supports 9,000+ Shopify brands, all self-reported.
  • For Shopify Plus brands prioritizing modern architecture and full-stack retention, Rivo combines cashback rewards, enhanced customer accounts, and store credit at checkout in one platform.

Rivo vs Smile.io vs Marsello: Quick Verdict

The three platforms serve different buyers, which makes the verdict direct once the actual business problem is identified.

  • Choose Rivo if you want loyalty, referrals, cashback, memberships, and accounts in one Shopify-native retention platform that ecommerce teams can manage directly.
  • Choose Smile.io if you want a focused, points-based loyalty and referrals program built for Shopify.
  • Choose Marsello if you run omnichannel retail and want loyalty coordinated with email, SMS, and POS across physical and online locations.
  • Choose based on operating model because Shopify-native retention depth, focused loyalty, and omnichannel marketing automation are different jobs that suit different teams.

Quick Overview

Rivo is the Shopify retention platform: loyalty, referrals, cashback, subscription-based paid memberships, and customer accounts in one Shopify-native platform. Per Rivo's pricing page, it lists paid loyalty tiers and memberships, store credit, cashback, points expiry, VIP tiers, checkout extensions, passwordless login, a customer loyalty portal, fraud protection, and integrations including Klaviyo, Recharge, Gorgias, Sendlane, Fuego, Tapcart, Skio, and Shopify Flow. It carries the Built for Shopify badge and is SOC 2 Type II compliant.

Smile.io is a points-based loyalty and referrals app for Shopify. Per Smile.io's own pages, it offers points programs, referral marketing with unique codes, VIP programs on the Growth plan and above, points expiry, Shopify POS integration, and Klaviyo integration. Smile.io holds Built for Shopify certification.

Marsello is an all-in-one loyalty, email, and SMS platform for omnichannel retail. Per Marsello's own pages, it combines loyalty with email and SMS marketing, customer referrals, a customer portal, Apple and Google Wallet passes, automations, segmentation, analytics, and API access on the Loyalty Accelerate plan. Marsello supports POS and ecommerce connections including Shopify POS and eCommerce, Lightspeed Retail X-Series and R-Series, Cin7 Omni, Heartland Retail POS, Clover POS beta, WooCommerce, BigCommerce, and other listed platforms.

Why These Three End Up on the Same Shortlist

Smile.io and Marsello appear alongside Rivo because all three touch loyalty. But the operating problems they solve are genuinely different, and recognizing that is what makes the comparison useful.

The Smile.io buyer often values a focused, Shopify-specific program with approachable setup. They want points, VIP tiers, and referrals from a platform that is quick to launch and easy to run.

The Marsello buyer has a coordination problem. They run omnichannel retail across physical stores and online, and they want loyalty tied to email, SMS, POS, and wallet passes so the program works consistently wherever a customer shops. That is a retail operations problem, which is why Marsello's per-site pricing reflects multi-location reality.

The Rivo buyer is asking a Shopify-specific question: how do we make loyalty, referrals, cashback, memberships, and customer accounts work together inside Shopify without managing multiple tools? That buyer needs Shopify-native retention depth, where a member's VIP tier affects what they see at checkout and membership perks live in the same account where referral rewards appear.

For this shortlist, the jobs break down clearly:

  • Rivo for Shopify Plus brands that want loyalty, referrals, cashback, memberships, and accounts connected in one Shopify-native retention stack.
  • Smile.io for brands that want a focused, points-based loyalty and referrals program.
  • Marsello for omnichannel retailers coordinating loyalty across POS, email, SMS, and wallet passes.

Rivo vs Smile.io vs Marsello: Feature Comparison

Here is how Rivo, Smile.io, and Marsello compare across the dimensions that matter most in 2026.

Best-fit positioning

  • Rivo: Shopify-native retention platform
  • Smile.io: Focused points-based loyalty and referrals app
  • Marsello: Omnichannel loyalty, email, and SMS platform

Core model

  • Rivo: Loyalty, referrals, cashback, subscription-based paid memberships, and customer accounts
  • Smile.io: Points, VIP tiers on higher tiers, and referrals
  • Marsello: Loyalty with email, SMS, customer portal, wallet passes, segmentation, and multi-POS support

Starting price

  • Rivo: Scale from $49+/month for 200 to 2,500 monthly orders, shown as $49 to $499/month; Plus at $499/month; Custom enterprise pricing per Rivo's pricing page
  • Smile.io: Free for 200 monthly orders, Essential at $15/month, Standard at $79/month, Growth at $199/month, and Plus at $999/month with annual billing per Smile.io's pricing page
  • Marsello: Loyalty Launch from $60/month per site USD and Loyalty Accelerate from $120/month per site USD, priced per connected site with add-ons for Marketing and SMS per Marsello's pricing page

VIP tiers

  • Rivo: Included on the Scale plan from $49+/month
  • Smile.io: VIP program from Growth at $199/month per Smile.io's help center
  • Marsello: Included on Loyalty Accelerate from $120/month per site USD per Marsello's pricing page

Paid memberships

  • Rivo: Native paid loyalty tiers and subscription-based memberships per Rivo's pricing page
  • Smile.io: Uses "Memberships & VIP" language; confirm recurring paid-membership requirements directly
  • Marsello: Confirm membership requirements directly with Marsello

Checkout integration

  • Rivo: 8 checkout extensions and store credit at checkout
  • Smile.io: Checkout extensions on higher-tier plans for Shopify Plus
  • Marsello: Checkout within broader omnichannel workflows

Developer and API

  • Rivo: Plus plan at $499/month includes Developer Toolkit and REST API access; unthrottled API on Custom
  • Smile.io: API access on the Plus plan at $999/month with annual billing
  • Marsello: API access on the Loyalty Accelerate plan

POS support

  • Rivo: Shopify POS integration
  • Smile.io: Shopify POS integration
  • Marsello: Shopify POS and eCommerce, Lightspeed Retail X-Series and R-Series, and other listed platforms

Contract terms

  • Rivo: Flexible month-to-month billing
  • Smile.io: Plus listed at $999/month with annual billing; confirm other terms directly
  • Marsello: Per connected site; confirm billing terms directly

1. Rivo: Best for Shopify Retention

Rivo is the strongest option in this comparison for Shopify Plus and fast-growing DTC brands because it is built around the retention jobs those merchants add over time. Loyalty, referrals, cashback, subscription-based paid memberships, and customer accounts share the same customer record rather than syncing across separate tools. That connected architecture means a member's VIP tier affects what they see at checkout, and membership perks live in the same account where referral rewards appear.

Per Rivo's pricing page, the platform offers 150+ features, store credit and cashback, VIP tiers, 8 checkout extensions, passwordless login, a customer loyalty portal, fraud protection, and a Developer Toolkit. Rivo is built for Shopify's current checkout extensibility architecture, using checkout extensions and stackable discounts, and loads in under 100ms using theme app extensions. Rivo reports a 3.1x repeat purchase rate among members versus non-members, self-reported.

Key Features

  • Loyalty, referrals, VIP tiers, cashback, and memberships sharing the same customer record.
  • Native paid loyalty tiers and subscription-based memberships per Rivo's pricing page.
  • Native cashback and store credit, including store credit at checkout.
  • 8 checkout extensions, enhanced customer accounts with wishlists, and Apple and Google Wallet integration.
  • Developer Toolkit with JavaScript API, REST API, metafields, and webhooks.
  • 50+ integrations including Klaviyo, Gorgias, and Recharge.

Strengths

  • The only platform in this comparison where loyalty, referrals, cashback, memberships, and accounts share one customer record by design.
  • Native cashback and subscription-based paid memberships create additional retention and recurring revenue layers.
  • Shopify-native architecture that aligns with Shopify's move toward checkout extensibility.
  • Self-reported merchant outcomes connect the platform to measurable revenue results.

Pricing

Per Rivo's pricing page, Rivo lists Scale from $49+/month covering 200 to 2,500 monthly orders (shown as $49 to $499/month), Plus at $499/month, and Custom enterprise pricing. VIP tiers are included on the Scale plan, and the Plus plan adds checkout extensions and Developer Toolkit and REST API access, while unthrottled API access is reserved for Custom plans. Rivo offers a 7-day free trial and flexible month-to-month billing.

Best For

Rivo is the right fit for Shopify Plus and DTC brands that want retention to grow from a points program into cashback, memberships, checkout-native loyalty, customer accounts, and developer depth, all sharing one Shopify-native architecture.

2. Smile.io: Best for Focused Loyalty

Smile.io is the right fit for brands that want a focused, points-based loyalty and referrals program built for Shopify. The platform has built a presence through years in the Shopify ecosystem and serves merchants ranging from small businesses to mid-market companies seeking straightforward loyalty functionality.

Per Smile.io's own pages, the platform offers points-based rewards, referral marketing with unique codes, VIP programs on the Growth plan and above, points expiry, Shopify POS integration, and Klaviyo integration. It holds Built for Shopify certification.

Key Features

  • Points-based rewards programs with customizable earning rules.
  • Referral marketing with unique codes.
  • VIP programs on the Growth plan and above.
  • Points expiry and Shopify POS integration.
  • Klaviyo integration for email automation.

Strengths

  • A focused, points-based loyalty and referrals program built for Shopify.
  • Established presence in the Shopify ecosystem.
  • Built for Shopify certification with approachable setup.

Pricing

Per Smile.io's pricing page, plans include Free for 200 monthly orders, Essential at $15/month, Standard at $79/month, Growth at $199/month, and Plus at $999/month with annual billing and API access. VIP programs are available from the Growth plan. Confirm current details directly with Smile.io.

Best For

Smile.io is best for brands that want a focused, points-based loyalty and referrals program. Brands that want native cashback, subscription-based paid memberships, and a connected customer record typically find a Shopify-native platform handles those needs more directly.

3. Marsello: Best for Omnichannel Retail

Marsello is the right fit for omnichannel retailers that want loyalty coordinated with email, SMS, and POS across physical and online locations. Based in New Zealand, it serves omnichannel retail brands, and its strength lies in unifying online and physical store experiences through multi-POS integration.

Per Marsello's own pages, the platform combines loyalty with email and SMS marketing, customer referrals, a customer portal, Apple and Google Wallet passes, automations, segmentation, analytics, and API access on Loyalty Accelerate. Marsello supports POS and ecommerce connections including Shopify POS and eCommerce, Lightspeed Retail X-Series and R-Series, Cin7 Omni, Heartland Retail POS, Clover POS beta, WooCommerce, and BigCommerce.

Key Features

  • Loyalty with built-in email and SMS marketing campaigns.
  • Customer referrals and a customer portal.
  • Apple and Google Wallet passes for in-store engagement.
  • Segmentation, automations, and analytics.
  • Multi-POS support including Shopify POS and Lightspeed Retail X-Series and R-Series.

Strengths

  • Loyalty coordinated with email and SMS in one platform.
  • Multi-POS support for retailers operating beyond Shopify.
  • Per-site pricing that reflects multi-location retail.

Pricing

Per Marsello's pricing page, Marsello lists Loyalty Launch from $60/month per site USD and Loyalty Accelerate from $120/month per site USD. Pricing is per connected site, with add-ons for Marketing and SMS, and Marsello defines a site as any physical or online location where sales are conducted. Confirm current details directly with Marsello.

Best For

Marsello is best for omnichannel retailers coordinating loyalty across POS, email, SMS, and wallet passes. Online-only Shopify brands that want native cashback, subscription-based paid memberships, and deeper Shopify checkout integration typically find a Shopify-native platform handles their needs more directly.

Shopify-Native Architecture and Checkout Extensibility

Shopify's platform continues to move toward checkout extensibility, which makes architectural alignment worth weighing alongside current features. Shopify's documentation describes checkout.liquid and Shopify Scripts as being deprecated, with Shopify Scripts set to stop executing on June 30, 2026.

Rivo is built for Shopify's current checkout extensibility architecture, using checkout extensions and stackable discounts. It holds the Built for Shopify badge, is compatible with Shopify's new customer accounts, loads in under 100ms using theme app extensions, and is SOC 2 Type II compliant. For Shopify Plus merchants planning long-term retention strategy, a Shopify-native foundation helps loyalty features appear consistently throughout the customer journey, from product pages to checkout to post-purchase, as Shopify's platform evolves. The Developer Toolkit provides JavaScript API, REST API, metafields, and webhooks.

Memberships, Cashback, and Customer Accounts

Beyond points, Rivo extends into memberships, cashback, and customer accounts that connect into one customer record. Rivo Memberships enables paid membership programs with monthly or annual billing, stackable discounts at checkout, member-only pricing and early access, and a member portal for subscription management. Cashback and store credit give brands a simpler value proposition alongside points, and brands like nuuds have reported a 3.2x higher lifetime repeat purchase rate for members, self-reported.

Rivo Accounts replaces basic customer account pages with portals that show loyalty points, membership status, and recent orders, plus wishlists with shareable links, Apple and Google Wallet passes, order tracking and returns, and subscription management across platforms. Rivo Activate provides auto-login from Klaviyo email clicks, and Rivo Retain keeps customers logged in after purchase for personalized experiences across return visits.

Who Should Choose Rivo

Choose Rivo when loyalty needs to grow inside Shopify into something more connected: cashback, memberships, checkout-native experiences, customer accounts, referral programs, and developer depth all sharing one Shopify-native architecture. It is the strongest fit when customer lifetime value, fraud prevention, Built for Shopify certification, month-to-month flexibility, and a Shopify-native roadmap all factor into the decision. Self-reported merchant results include Kitsch's 8.7x repeat purchase rate for top-tier VIP customers, OSEA Malibu's +77% repeat purchase rate, nuuds' 3.2x higher lifetime repeat purchase rate for members, HexClad's +17% AOV lift from referred customers, and Portland Leather Goods attributing 17% of revenue to its loyalty program.

Who Should Choose Smile.io

Choose Smile.io when a focused, points-based loyalty and referrals program built for Shopify is the priority. Brands that want native cashback, subscription-based paid memberships, and a connected customer record typically find a Shopify-native platform handles those needs more directly.

Who Should Choose Marsello

Choose Marsello when the business operates across physical retail and ecommerce and needs loyalty coordinated with POS, email, SMS, and wallet passes from one platform. Online-only Shopify brands typically find a Shopify-native platform handles their needs more cleanly.

Final Verdict

The right choice depends on which operating model fits the business over the next 12 to 24 months.

  • For Shopify-first DTC growth, Rivo is the strongest choice because it combines loyalty, referrals, cashback, subscription-based paid memberships, and customer accounts inside one Shopify-native retention platform.
  • For focused loyalty and referrals, Smile.io is a practical fit because it delivers a straightforward points and referral program built for Shopify.
  • For omnichannel retail execution, Marsello makes sense because its platform coordinates loyalty with email, SMS, wallet passes, and multi-POS support.

If your primary need is Shopify-native retention depth that can scale from points into cashback, memberships, referrals, and checkout moments, start a Rivo demo.

Frequently Asked Questions

What are the main differences between Smile.io and Marsello for loyalty programs?

Smile.io focuses on Shopify merchants with points and referral programs. Marsello targets omnichannel retailers, combining loyalty with built-in email and SMS marketing plus multi-POS support including Shopify POS and Lightspeed Retail X-Series. The core difference is that Smile.io optimizes for Shopify simplicity while Marsello prioritizes omnichannel breadth. For brands that also want native paid memberships, cashback rewards, and comprehensive customer accounts in one connected record, Rivo provides those capabilities as a Shopify-native platform.

How does Rivo's Shopify architecture differ from Smile.io and Marsello?

Rivo is built for Shopify's current checkout extensibility architecture, using checkout extensions and stackable discounts as Shopify moves away from Shopify Scripts, which are set to stop executing on June 30, 2026. Smile.io offers Shopify integration with checkout extensions on higher-tier plans, while Marsello's multi-platform approach spans several POS and ecommerce systems. Rivo's theme app extensions load in under 100ms, and its Built for Shopify certification indicates it meets Shopify's quality standards for performance and reliability.

Which loyalty platform is best for Shopify Plus merchants seeking advanced customization?

Rivo offers comprehensive customization for Shopify Plus merchants. The platform provides 150+ loyalty features, Developer Toolkit and REST API access on the Plus plan at $499/month, and a developer toolkit with JavaScript API, REST API, metafields, and webhooks. Capabilities include paid memberships, cashback rewards, enhanced customer accounts with wishlists, and store credit at checkout. For brands needing deep customization, Rivo balances functionality and technical flexibility while maintaining performance for high-volume stores.

Can Rivo integrate with marketing tools like Klaviyo and Gorgias better than Smile.io and Marsello?

Rivo provides deep Klaviyo integration with full event and data synchronization, and lists Gorgias among its integrations for customer service. Smile.io offers Klaviyo integration, and Marsello provides Klaviyo profile sync; confirm each platform's current Gorgias and Recharge support from their official integration directories. Rivo's 50+ integrations include Attentive, Okendo, Recharge, Skio, and Shopify Flow, and Rivo Activate enables auto-login from Klaviyo email clicks.

How do these platforms help with customer retention and increasing repeat purchases?

Each platform approaches retention differently. Smile.io uses points accumulation and VIP tiers to encourage repeat visits. Marsello combines loyalty with email and SMS marketing for multi-touchpoint engagement. Rivo delivers retention through enhanced customer accounts, paid memberships, cashback programs, auto-login technology, and post-purchase engagement. Self-reported Rivo results include an 8.7x repeat purchase rate for top VIP tiers (Kitsch), a +77% repeat purchase improvement (OSEA), and a 3.2x higher lifetime value for members (nuuds). Research from Harvard Business Review shows that increasing retention by just 5% can increase profits by 25% to 95%, which helps explain why retention infrastructure matters.

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