Best Loyalty and Membership Programs for Home Decor Brands

Compare the best loyalty and membership programs for home decor brands, from IKEA and Wayfair to Rivo, with tips to boost repeat purchases.
July 17, 2026
Team Rivo
rivo.io

Home decor brands face a distinct retention challenge: customers often make infrequent but high-value purchases. Someone may buy a sofa today and wait months or years before making another major furniture purchase. Effective membership and loyalty programs can bridge those gaps by giving customers reasons to engage between large purchases.

Because loyalty programs are common across retail, standing out requires more than a generic points system. Home decor retailers need programs that reflect the buying patterns of furniture and furnishings shoppers, including higher order values, longer consideration periods, project-based purchases, and seasonal refresh cycles.

Key Takeaways

  • Home decor brands can build custom retention programs using platforms such as Rivo or study established programs from major retailers.
  • IKEA Family combines transactional benefits with in-store perks such as price protection, complimentary beverages, and workshops.
  • Target Circle focuses on automatically applied deals and personalized offers rather than a traditional universal points rate.
  • Paid memberships such as Wayfair Rewards and Costco Executive can offer greater value to customers making frequent or high-value purchases.
  • Loyalty results depend on purchase frequency, reward design, margins, communication, and the relevance of the benefits offered.

The right program can help a brand maintain a relationship with customers between major purchases. Whether building a custom program or evaluating retailer examples, the following programs illustrate different approaches to loyalty, rewards, services, and paid membership.

1) Rivo: Platform for Building Custom Loyalty Programs

Best For: Shopify and Shopify Plus home decor brands building their own loyalty, referral, or membership programs

Rivo is a retention platform built for Shopify merchants rather than a consumer retail membership program. Home decor brands can use Rivo to create customized loyalty, referral, VIP, and paid membership programs that connect with their Shopify stores.

Key Features

  • Customizable points and VIP tiers: Configure earning rules, rewards, and tier progression around the brand’s purchasing model
  • Checkout extensions: Eligible Shopify Plus merchants can surface loyalty actions, including reward redemption, within checkout
  • Paid membership capabilities: Qualifying Shopify Plus brands can create recurring membership programs with member benefits and stackable discounts
  • Referral controls: Available controls can help brands verify customers, restrict self-referrals, and delay rewards until qualifying order conditions are met

Rivo’s official HexClad case study reports that the cookware brand generated more than $450,000 in referral revenue during its first 90 days, achieved a reported 92x ROI, and saw 17% higher AOV from referred customers. These are results from one vendor-published case study and should not be treated as guaranteed outcomes for every merchant.

Why Home Decor Brands Consider Rivo

  • Uses Shopify storefront and checkout extension capabilities
  • Supports configurable earning rules, points expiration, VIP tiers, referrals, and analytics
  • Connects with 50+ integrations, including Klaviyo, Gorgias, Postscript, Recharge, and Skio
  • Offers month-to-month billing rather than requiring an annual contract on its standard public plans

Home decor brands that want control over branding, rewards, customer data, and program rules can build their own retention experience rather than relying on a third-party retailer program. Public pricing currently starts at $49 per month. Features and checkout availability vary by plan and Shopify eligibility.

2) IKEA Family: Free Membership with In-Store Benefits

IKEA Family is a free loyalty program that combines purchase-related benefits with in-store experiences. Current US benefits include 90-day price protection, complimentary coffee or tea, birthday benefits, selected delivery savings, workshops, and access to member offers. Benefits vary by country and may change over time.

Key Features

  • Points and rewards: Members can collect points through eligible activities and use them for available rewards
  • 90-day price protection: Members may request the difference if an eligible product purchased with their IKEA Family account is reduced within 90 days
  • Free coffee and tea: Complimentary beverages are available during participating store visits
  • Workshops and events: Members can access selected in-store activities and educational events

The program combines savings with experiences that encourage customers to visit stores even when they are not ready to make a major furniture purchase.

The price-protection benefit may be especially relevant to shoppers making high-value purchases, while workshops and store-based perks create engagement beyond transactions.

3) Target Circle: Personalized Offers and Automatic Deals

Target Circle is a free loyalty program built around automatically applied deals, personalized offers, and occasional bonuses. It is no longer a universal 1%-back rewards program.

Key Features

  • Automatic deals: Eligible Target Circle offers can be applied at checkout when members identify their account
  • Personalized bonuses: Members may receive offers based on their account and shopping activity
  • Birthday benefit: Eligible members may receive a birthday reward under the current program terms
  • Target Circle Card savings: Cardholders receive a separate 5% discount on eligible Target purchases

Target Circle can be useful for home decor shoppers who also purchase groceries, household products, apparel, and other categories at Target. Its main strength is convenience, since many eligible deals are applied without requiring customers to clip individual coupons.

4) Wayfair Rewards: Paid Membership for Online Furniture

Wayfair Rewards is a paid annual membership designed for customers who shop regularly across Wayfair’s family of brands. The standard program provides 5% back in Reward Dollars on eligible purchases and free shipping without an order minimum, subject to exclusions.

Key Features

  • 5% back: Members earn Reward Dollars on eligible purchases
  • Free shipping: Eligible member orders receive free shipping without a minimum
  • Family of brands: The program applies across participating Wayfair brands, including AllModern, Birch Lane, Joss & Main, and Perigold
  • Member benefits: Members can receive exclusive sales, bonus reward events, a birthday offer, early access, and dedicated customer service

At the standard $29 annual fee, $580 in eligible purchases would generate $29 in Reward Dollars at a 5% rate. This simplified calculation does not include the possible value of free shipping and assumes that all purchases qualify.

Wayfair Rewards may provide strong value for customers furnishing several rooms or making repeated online furniture and decor purchases.

5) West Elm: The Key Rewards and Design Services

West Elm participates in The Key Rewards, a free program offered across eight Williams-Sonoma brands. Free members earn 2% back in Silver rewards on qualifying purchases.

Key Features

  • 2% Silver rewards: Free members earn rewards on qualifying purchases
  • Early access: Members can receive early access to sales and new collections
  • Member offers: The program includes member-only offers and invitations
  • Cross-brand earning: Rewards can be earned across participating Williams-Sonoma brands

West Elm also offers design services, although these services should be viewed separately from the loyalty earning rate.

For expensive furniture purchases, design assistance can help shoppers evaluate room dimensions, materials, layouts, and long-term fit before ordering.

6) MyLowe’s Rewards: Free Program for DIY Home Projects

MyLowe’s Rewards is Lowe’s free consumer loyalty program for DIY shoppers. It allows members to earn points toward MyLowe’s Money and receive member offers and gifts.

Key Features

  • Points earning: Members earn points on eligible purchases and selected activities
  • MyLowe’s Money: Every 500 points can generate $5 in MyLowe’s Money under the current terms
  • Membership statuses: Benefits can increase based on annual eligible spending
  • Member gifts: Lowe’s periodically provides gifts to program members
  • Receipt linking: Members can connect eligible purchases to their accounts and may claim qualifying recent receipts

This program is relevant to customers purchasing lighting, paint, storage, hardware, outdoor furnishings, and materials for home improvement projects.

It also illustrates how a retailer can combine transaction-based rewards with project-related engagement rather than focusing exclusively on furniture purchases.

7) Costco Executive Membership: Straightforward Annual Reward

Costco Executive Membership provides an annual 2% reward on qualifying Costco, Costco.com, and Costco Travel purchases, up to a current annual cap of $1,250.

Key Features

  • 2% annual reward: Applies to qualifying purchases
  • Annual cap: Rewards are capped at $1,250 per 12-month period
  • Additional services: Executive members may receive additional benefits or discounts on selected Costco services
  • Reward certificate: The annual reward is issued before the member’s renewal date

The Executive upgrade currently costs an additional $65 per year. At a 2% rate, approximately $3,250 in qualifying annual spending would generate a $65 reward. Purchases, exclusions, refunds, and taxes affect the actual calculation.

This structure can appeal to households buying furniture, appliances, mattresses, storage products, and other high-value home items alongside regular Costco purchases.

8) Pottery Barn: The Key Rewards and Design Support

Pottery Barn also participates in The Key Rewards. Free members earn 2% back in Silver rewards on qualifying purchases across participating Williams-Sonoma brands.

Key Features

  • 2% Silver rewards: Available to free members on qualifying purchases
  • Member-only offers: Members can receive selected offers and invitations
  • Early access: The program provides early access to sales and new collections
  • Cross-brand benefits: Earning extends across eight participating brands
  • Design services: Pottery Barn provides design assistance for furniture and room-planning projects

The cross-brand structure can be useful for customers furnishing a home over time, since purchases at Pottery Barn, West Elm, Williams Sonoma, Rejuvenation, and other participating brands can contribute to the same rewards account.

9) At Home Insider Perks: Free Membership with VIP Status

At Home Insider Perks is a free membership program with a Base level and VIP status for members who reach the current annual spending threshold.

Key Features

  • Free Base membership: Members receive a welcome coupon and selected program benefits
  • VIP status: Members who spend $350 in a year can qualify for VIP benefits
  • Birthday coupons: Base and VIP members receive different birthday offers
  • Receiptless returns: Members can receive an extended return window without a receipt
  • Early information: Members may receive advance notice of promotions, launches, and markdowns
  • Priority care: VIP members receive priority customer-care access

The program emphasizes service, convenience, inspiration, and promotional access rather than a conventional points balance.

That approach can help a home decor retailer maintain engagement through decorating tips, launch announcements, sweepstakes, and seasonal offers.

10) Ace Rewards: Locally Delivered Offers and Rewards

Ace Rewards is a free program that allows members to earn points, receive exclusive offers, and qualify for selected rewards and delivery benefits.

Key Features

  • Points and rewards: Members earn points on eligible purchases and receive rewards after reaching the applicable threshold
  • Instant savings: Participating products and promotions may include member pricing
  • Exclusive events: Members receive access to selected Ace Rewards promotions
  • Participating-store delivery: Eligible online purchases may qualify for delivery from participating local stores

Because Ace is a retailer-owned cooperative, inventory, services, delivery areas, and offers can vary by store. This local flexibility may help stores tailor promotions to neighborhood needs, although customers should review the terms offered by their selected location.

Ace currently reports more than 8,900 locally owned and operated stores worldwide, including approximately 5,300 US retail stores.

11) MyLowe’s Pro Rewards: Benefits for Contractors and Business Customers

MyLowe’s Pro Rewards is designed for contractors and other business professionals rather than general consumer shoppers.

Key Features

  • Points: Members can earn points toward MyLowe’s Money or selected rewards
  • Member deals: Pro members receive access to eligible offers
  • Free delivery: Qualifying members can receive free delivery, subject to geographic restrictions and exclusions
  • Paint benefit: Members can unlock a 20% discount on eligible paint after reaching the annual qualifying-spend requirement
  • Business tools: Online quoting, purchase authorization, scan-to-pay, and multi-delivery scheduling support professional workflows

The program can be valuable for contractors, designers, property managers, and businesses purchasing materials for repeated renovation projects.

Its business tools may be as important as the rewards themselves, since they can help teams organize purchases and authorize orders across multiple projects.

12) Crate & Barrel Visa Signature Card and Registry Services

Crate & Barrel’s current public rewards offering is primarily a credit-card rewards program rather than a free general loyalty membership. The Crate & Barrel Visa Signature Card provides rewards and financing benefits, subject to credit approval and card terms.

Key Features

  • Brand rewards: Cardholders can currently earn 10% back in Reward Dollars on eligible purchases at Crate & Barrel, Crate & Kids, CB2, and Hudson Grace
  • Other earning categories: The card offers additional reward rates on selected purchases outside the brands
  • Free design services: Crate & Barrel offers complimentary interior design support in stores, online, and in customers’ homes
  • Registry services: Wedding and baby registries provide tools for organizing gifts around major life events

The registry and design services are particularly relevant to home shoppers moving, getting married, welcoming children, or furnishing an entire room.

However, shoppers should distinguish between free design and registry services and the separate credit-card rewards program, which requires an approved account.

Choosing the Right Program

The right program depends on how and where a customer shops.

For home decor brands building their own programs, Rivo provides tools for creating customized loyalty, referral, VIP, and membership experiences on Shopify.

For free retailer benefits, IKEA Family offers price protection and in-store experiences, while Target Circle focuses on automatic deals. For frequent online furniture purchases, Wayfair Rewards may justify its annual fee through rewards and shipping benefits. For design-focused purchases, West Elm, Pottery Barn, and Crate & Barrel provide access to design assistance. For DIY and renovation projects, Ace Rewards, MyLowe’s Rewards, and MyLowe’s Pro Rewards provide project-related benefits.

Consumers should review current terms before joining or paying for any program. Reward rates, exclusions, spending thresholds, shipping benefits, and promotions can change.

Building Retention That Works for Home Decor

Home decor brands often have longer purchase cycles than businesses selling replenishable products. That can make conventional points programs less motivating if customers do not purchase frequently enough to reach meaningful rewards.

A stronger program may combine purchase rewards with referrals, early product access, design support, project milestones, wishlists, educational content, birthday benefits, seasonal campaigns, or paid membership perks.

Rivo helps Shopify brands combine loyalty programs, paid memberships, referrals, integrations, and checkout touchpoints within one retention platform. Eligibility and feature availability depend on the merchant’s Shopify and Rivo plans.

The HexClad case study provides one example of measurable referral performance, but brands should build financial forecasts using their own margins, purchase frequency, reward costs, and expected participation rates rather than assuming that another merchant’s results will transfer directly.

Frequently Asked Questions

What is the difference between a loyalty program and a membership program for home decor brands?

Loyalty programs usually offer free enrollment and reward customers through points, discounts, offers, or benefits. IKEA Family, Target Circle, and The Key Rewards are examples of free programs. Paid memberships charge a recurring or annual fee in exchange for benefits such as free shipping, higher reward rates, member pricing, or exclusive access. Wayfair Rewards and Costco Executive are paid examples. Some businesses combine both approaches by offering a free loyalty program alongside paid or spend-based tiers.

How can a loyalty program help home decor brands increase repeat purchases?

A loyalty program can give customers reasons to return between major furniture purchases through rewards for smaller decor purchases, referral incentives, VIP progress, seasonal promotions, early access, wishlists, design content, and reminders about unused benefits. Programs should be designed around the brand’s actual purchase cycle, since customers buying large furniture items infrequently may respond better to referral rewards, project benefits, or cross-category earning than to a program based only on frequent transactions.

What are important features in a loyalty platform for Shopify Plus home decor stores?

Important features may include checkout integration, configurable rewards, VIP tiers, referral controls, analytics, points-expiration settings, and integrations with email, SMS, reviews, subscriptions, and customer-service platforms. The platform should also support the merchant’s theme, checkout configuration, international requirements, order volume, and preferred customer-account experience. Rivo offers checkout extensions for eligible Shopify Plus merchants, VIP tier functionality, and integrations including Klaviyo.

Can loyalty programs be integrated with existing email marketing and subscription services?

Yes. Rivo lists 50+ integrations, including Klaviyo, Attentive, Postscript, Recharge, Skio, Gorgias, and several review, mobile-app, and subscription platforms. These integrations can help brands trigger communications based on loyalty activity, referral events, tier status, or points balances, although the exact fields, events, and workflows available depend on the integration and plan.

How is the ROI of a loyalty or membership program measured for a home decor business?

Common ROI metrics include enrollment and active-participation rates, reward redemption rate, program-attributed revenue, repeat purchase rate, average order value, referral revenue, gross margin after reward costs, and customer lifetime value for members compared with similar non-members. Brands should also account for discounts, free products, shipping subsidies, software fees, implementation costs, and revenue that may have occurred without the program. Rivo provides analytics tools, but merchants should still use a measurement framework that separates correlation from incremental program impact.

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